Money provides the purchasing power to acquire virtually everything; from food to life, or its elongation. In its severe scarcity poverty sets in resulting in the denial of its victims basic essentials of life. The poor have limited access to basic necessities of life, such as food, clothing, decent shelter, and are unable to meet social and economic obligations. The fate of the Nigerian woman especially the rural ones still remains abysmal, economically. The objectives of this study, therefore, included to ascertain the current economic situation of the Nigerian woman determine the place of the Nigerian rural women specifically in the whole equation and proffer solutions for the way forward. Desk research format is used in gathering data from relevant Nigerian official sources. The data were analyzed in percentage frequencies. The results show that loans granted by commercial bank in Nigeria is in the ratio of 75.86%: 24.14% to the advantage of men. Then, out of the micro-finance loans to women, the real rural women got about 25%. This paper therefore attributes the failure of most poverty alleviation initiatives in Nigeria mainly to the economic negligence of women. It recommends that for the programmes to succeed, women must be empowered first, financially. The implication is that her numerous dependants are piloted out of family poverty history through acquisition of necessary education, skills and attitude at the right stages of their lives.